Best Car Title Loan Companies In Houston (UPDATED Nov. 2024)

Best Car Title Loan Companies In Houston

Car title loans are permitted by law in Houston, although with certain limitations. For example, the loan term cannot be longer than 180 days and interest rates may not be higher than 10%. There is no maximum cap on the loan amount. The regulations do not impose any limits on the fees, which leaves plenty of room for the lenders to increase the costs of the loans they offer. That is why we have thoroughly examined the offers of all car title loan companies operating in Houston, providing you with a list of the best and most affordable choices available at the moment.

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MaxCash Title Loans

With Max Cash Title Loans, you can take out a title loan of up to $50,000 and retain full use of your vehicle. Approvals are speedy and the money is deposited to your account within 3 days.

9.6Our Rating

4.7User Rating

4.7/5 - (6 votes)

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Check Into Cash

Check Into Cash is a direct lender offering payday loans, allowing you to get some instant cash when you absolutely need it. You can apply either online or in-store.

9.7Our Rating

4.4User Rating

4.4/5 - (7 votes)

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LoanStar Title Loans

LoanStar Title Loans offers car title loans of up to $10,000 and you can get the money you need in 20 minutes or less. All you need is your photo ID, your car, and its lien-free title.

8.8Our Rating

4.5User Rating

4.5/5 - (2 votes)

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LoanMart

LoanMart Car Title Loans offers auto title loans of up to $50,000. Applying for a loan with this company is free, the repayment terms are reasonable, and there are no prepayment fees.

9.5Our Rating

4.2User Rating

4.2/5 - (5 votes)

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Check City

Check City is a popular loan company that offers quick, easy, and convenient payday loans both online and in one of their stores in a stress-free and transparent manner.

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3.6User Rating

3.6/5 - (7 votes)

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Choosing The Best Car Title Loan Companies In Houston

There is no shortage of car title loan companies in Houston, but so many of them charge too steep fees and offer such unreasonable repayment terms that it may take a long time before you stumble upon one that is not trying to take advantage of the situation and rob you of your money. That is exactly why we work hard on finding the best loan companies out there, so our readers never have to deal with hidden expenses and get stuck with loans that are impossible to repay.

Our process of choosing the best car title loan companies in Dallas comprises several major steps. As expected, the first step is to determine the legitimateness of all car title loan companies on the Houston market. We thoroughly explore their policies, explore whether they operate in strict accordance with the law, and focus on the company’s reputation and the experiences of its customers.

The second step includes detailed analyses of all the fees and rates, as well as a carefully conducted comparison process in which we determine which companies charge the lowest fees and set the most reasonable rates. This aspect of car title loans is perhaps of the greatest interest to borrowers, which is why we invest a large amount of time into accurately assessing the costs of loans offered by the companies we take under consideration.

The third step involves extensive research focused on the repayment terms. While it is important to get the cash you need as quickly and easily as possible, it is perhaps even more important to be able to repay it on time and avoid any problems that may arise in case you are unable to make your payments in accordance with the set schedule. That is why we always make sure that you are given both enough options and time to pay back the money you borrowed. We choose the companies that do not charge prepayment penalties, do not threaten to take any extreme measures in case of late payments, and charge minimal late fees.

In the final step, we focus on the application process and quality of service provided by the companies that received the highest scores in the previous stages of our selection process. We make sure that you can apply easily, preferably in just a couple of minutes, and receive your approval status just as quickly. We select the companies that provide the funds you require in the shortest possible time and inform you about all the details of your loan agreement, without withholding any important information or hiding any additional fees in the fine print.

Only the companies that completely satisfy all of the described criteria are featured on our list of the best car title loan companies in Houston.